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Privacy Policy

Last updated: April 13, 2026

Who we are

Vocca is developed and operated by Mera Innovations, Inc., a Delaware corporation (“Mera Innovations,” “we,” “us,” or “our”). This Privacy Policy explains how we collect, use, disclose, and protect information when you use the Vocca mobile application and related services (together, the “Service”).

If you have questions, contact us at privacy@thevoccapp.com.

Information we collect

Information you provide

  • Account information: Email address, display name, and credentials when you create an account.
  • Financial and app content: Expense records, categories, budgets, savings goals, debts, notes you choose to enter, and similar data you save in Vocca.
  • Profile and preferences: Settings such as language, reporting preferences, and optional cloud sync.
  • Support communications: Information you send when you contact support.

Information collected automatically

  • Device and diagnostics: Device type, operating system version, app version, and similar technical data needed to run and secure the Service.
  • Crash and stability data: May be collected by your platform provider (Apple or Google) as described below.

App stores and platform providers

When you download Vocca from the Apple App Store or Google Play, Apple and/or Google process information in connection with the download, updates, payments (if any), and platform services. That processing is governed by their respective policies and terms, not only this policy. We encourage you to review:

  • Apple Privacy Policy
  • Google Privacy Policy

Apple and Google may provide developers with aggregate statistics and diagnostics (for example, installs, crashes, or performance metrics) in App Store Connect or Google Play Console. Those tools are controlled by the platform; turning off optional in-app analytics in Vocca (see below) does not disable aggregate reporting that Apple or Google makes available to developers. You may have additional choices in your device or account settings.

Optional in-app usage analytics

Vocca may send technical and usage event data to infrastructure we operate (for example, hosted services such as Supabase) only if you turn Usage analytics on in the app’s Settings.

  • Default: Off. No such analytics are sent unless you opt in.
  • Purpose: To understand reliability, improve features, and diagnose issues.
  • Content: Events are designed to reflect app actions (for example, authentication outcomes or expense actions) and technical context. We apply sanitization so that payloads do not include raw free-text notes, full payment card numbers, or other unnecessary sensitive content. Aligning with our practices, we do not use this channel to collect your full financial ledger for advertising.
  • Retention: We apply limited retention for these logs (for example, on the order of weeks to a few months) and purge older records as described in our internal data retention configuration.

You can turn Usage analytics off at any time in Settings; new events will not be sent after you disable the toggle (subject to normal processing delays).

How we use information

We use information to:

  • Provide, maintain, and improve Vocca;
  • Authenticate you and keep your account secure;
  • Sync your data across devices when you enable cloud sync;
  • Respond to support requests;
  • Comply with law and enforce our terms; and
  • Conduct optional analytics when you have opted in.

AI-powered categorization

When you use features that suggest a category or amount using AI, the transaction or description text you enter may be sent to Google’s Gemini API solely to return a suggestion. We do not include your email or similar identifiers in those requests as part of that flow. You can avoid this by entering expenses without using the AI suggestion feature. Suggestions are not stored as part of your records until you confirm them.

Local storage and cloud sync

Local storage

Core financial data can be stored on your device. Mera Innovations cannot access data that never leaves your device.

Cloud sync (optional)

If you enable cloud sync, data is transmitted using encryption in transit (for example, TLS) and stored with our service providers under access controls. You can disable sync and request deletion of cloud-held data by deleting your account as described below.

How we share information

We do not sell your personal information. We may share information only as follows:

  • Service providers: Vendors who host infrastructure, provide email delivery, or assist in operating the Service, bound by contractual obligations.
  • Legal and safety: When required by law, legal process, or to protect the rights, safety, or security of Mera Innovations, our users, or the public.
  • Business transfers: In connection with a merger, acquisition, or sale of assets, with notice as required by law.
  • With your direction: When you ask us to share or connect to a third party.

Data retention and deletion

We retain personal information only as long as needed for the purposes above, unless a longer period is required by law.

When you delete your account through the app (for example, Profile / Account settings), we delete your account credentials and associated user data from our systems in line with our deletion procedures, including cloud-stored content tied to that account. Some information may persist in encrypted backups for a limited period before automatic overwrite, or where retention is required by law.

Aggregated or de-identified information that cannot reasonably identify you may be retained for analytics and operations.

Security

We implement administrative, technical, and organizational measures designed to protect your information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.

International users

If you access the Service from outside the United States, your information may be processed in the United States or other countries where we or our providers operate. We take steps designed to ensure appropriate safeguards where required.

Your rights and choices

Depending on where you live, you may have rights to access, correct, delete, or port your personal information, or to object to or restrict certain processing. You can manage many choices in the app (including optional analytics and account deletion).

To exercise privacy rights, contact privacy@thevoccapp.com. We may need to verify your request. You may also have the right to lodge a complaint with a supervisory authority where applicable.

Children’s privacy

Vocca is not directed to children under 13 (or the minimum age required in your jurisdiction). We do not knowingly collect personal information from children. If you believe we have collected such information, contact us and we will take appropriate steps.

Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and revise the “Last updated” date. For material changes, we will provide notice as appropriate (for example, through the app or by email).

Contact

  • Privacy: privacy@thevoccapp.com
  • Support: support@thevoccapp.com

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Registered in Delaware, USA. All rights reserved.