Last updated: January 23, 2025
By accessing or using Vocca ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.
Vocca is a personal finance management application that helps users track expenses, set budgets, and achieve savings goals. The App provides:
To use certain features, you must create an account. You agree to:
You are responsible for all activities that occur under your account. We are not liable for any loss or damage arising from unauthorized use of your account.
You agree not to:
The App, including its design, features, and content, is owned by Vocca and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.
You retain ownership of the financial data you enter into the App. By using cloud sync, you grant us a limited license to store and process your data solely to provide the service.
Your use of the App is also governed by our Privacy Policy. We are committed to protecting your financial data and privacy.
While we strive to maintain data integrity, you are responsible for maintaining your own backups. We recommend regularly exporting your data using the App's export features.
Vocca is currently free to use. We reserve the right to introduce premium features or subscription plans in the future. Any changes will be communicated in advance, and you will have the option to accept or decline.
Vocca is a tool for tracking expenses and managing personal finances. It does not provide financial, investment, or tax advice. Consult with qualified professionals for financial guidance.
While we strive for accuracy, we do not guarantee that the App will be error-free or uninterrupted. You are responsible for verifying the accuracy of your financial data.
The App may integrate with third-party services. We are not responsible for the availability, accuracy, or content of third-party services.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, VOCCA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP.
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE PAST 12 MONTHS, OR $100, WHICHEVER IS GREATER.
You agree to indemnify and hold harmless Vocca, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the App or violation of these Terms.
You may stop using the App at any time and delete your account through the App settings.
We reserve the right to suspend or terminate your access to the App at any time, with or without notice, for any reason, including violation of these Terms.
Upon termination, your right to use the App will cease immediately. You may export your data before termination. We may delete your data after account termination in accordance with our data retention policies.
We may modify these Terms at any time. We will notify you of material changes through the App or via email. Continued use of the App after changes constitutes acceptance of the modified Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or the App shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
If you have questions about these Terms, please contact us: